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Buying Your Home

Thank you for taking a look at us. Our goal for our buyers is simple:

We Want You to Arrive at the Closing Table Knowing What is going On.
You Should Know How Much Money You Will Need to
Bring at Least One Day Before Closing.

You can expect our representation to include the following services:
  • Communicate with your Realtor, sellers' attorney, mortgage broker (if applicable), lender and other third parties to coordinate the closing on your new home
  • Preparation of closing documentation
  • Settlement of loan
  • Review mortgage loan documentation generated by Lender
  • Explain loan documentation
  • Represent you and your lender at the closing
  • Title search of the property

Things To Be Aware Of

Forty percent of all closings happen at the end of the month. This means that lenders, real estate agents, appraisers, title searchers, lawyers, and everyone else involved in the closing process are swamped. You should seek to close during the first three weeks of the month if at all possible.

Please be aware that,
THE CLOSING DATE CAN BE EXTENDED BY ANY PARTY BY 30 DAYS WITHOUT THE OTHER PARTY'S OKAY UNLESS YOUR CONTRACT READS "TIME IS OF THE ESSENCE."

Home inspections - caveat emptor - let the buyer beware. As a general rule, if you do not find a problem during a home inspection, you will end up absorbing the cost of fixing it. Hire a good home inspector. Check for lead paint - especially if you have, or expect to have, children.

Testing for Radon in Connecticut

Southeastern Connecticut was once home to huge glaciers. As they melted away, they deposited millions of tons of rock of every size. One of the many natural components of those rocks is uranium, which emits a gas called radon, as it decays. Radon can cause damage to your lungs as you breath it in.

Radon testing is not required in Connecticut and there is no legal limit for it. (There is a recommended limit of 4 picocuries/liter.) We recommend, however, that everyone buying a home here, have a home inspection and during that inspection, test for radon. Radon is typically measured in the lowest occupied level. If is also a good idea to test the lowest level in the home, even if it is an unfinished basement, and to test your water if the home has a well.

Check out this link to the Connecticut Department of Public Health Radon Program.

Next, The Anatomy of Buying a Home >>


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